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Medical Plans

Our entire health insurance program is self-insured and self-administered with Blue Cross Blue Shield of Arizona (BCBSAZ) as our in-network provider.  Claims are sent to and processed by the City of Mesa Employee Benefits Office.  Members may choose among four different medical plans depending upon their individual needs.

The four medical plans offered are:

  • Choice PPO Plan (80/20) - This plan features 80% coverage after the $300 deductible has been met for in-network services. Both Preferred and Participating BCBSAZ providers are considered as in-network for this plan.
  • Choice Plus PPO Plan (90/10) - This plan provides 90% coverage after the $200 deductible has been met. Both Preferred and Participating BCBSAZ providers are considered as in-network for this plan.
  • Copay Choice Plan - This plan is similar to an HMO plan.  There is a $20 copay for office visits. Only Preferred BCBSAZ providers are considered as in-network.
  • Basic Choice Plan (50/50) - This plan offers catastrophic coverage for the individual with few medical expenses. Only Preferred BCBSAZ providers are considered as in-network.

For an overview of coverage click on the following link:
Medical Plan Highlights

For a summary of detailed coverage, please refer to the following links:

Premiums

Full-Time        Part-Time      COBRA

Medical premiums for retired members can be found on pages 6-9 of the Open Enrollment Workbook-Retiree.

Members who reside out of state must use HealthSmart providers for in-network coverage.  See HealthSmart Network for Out of State Insureds.